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| Maternity Allowance - Conditions of entitlement |
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The maximum maternity allowance for 14 weeks (98 days of entitlement) is paid to a new mother who stopped working during her pregnancy which ended in a birth, and for whom insurance contributions were paid before the determining date as follows:
10 of the 14 months preceding the determining date or
15 of the 22 months preceding the determining date.
Half the maternity allowance is paid if insurance contributions were paid for her for 6 of the 14 months preceding the determining date.
For a self-employed worker, the maternity allowance is based on the periods of work for which she paid insurance contributions.
The following months are considered months in which insurance contributions were paid (provided that they preceded the determining date):
· Months in which the woman worked and received a salary from her employer (including sick pay and vacation pay), or months in which she had income from self-employment and she paid insurance contributions from that income. Work during part of a month is considered a full month of work.
· Months for which the woman received a maternity allowance (for a previous birth) or a work injury allowance or unemployment benefit or accident benefit or pregnancy bed rest benefit (for a prior pregnancy) or 100% disability from work which is recognized by the National Insurance Institute.
· Months for which the woman received sick pay or pay in lieu of annual leave from a provident fund.
· Months during which the woman was undergoing vocational training or vocational rehabilitation, which were authorized for this purpose, provided that she worked as a salaried employee or as a self-employed worker for at least 30 consecutive days immediately before the determining date.
· Months of service in the IDF - A soldier who terminated her military service and started working, but because of her military service she did not accumulate the number of work months that entitle her to a maternity allowance. There are different conditions for a soldier in the career army, subject to the month of pregnancy in which she left military service.
For a woman who worked as both a salaried employee and as a self-employed worker, the months of insurance are calculated separately for her work as a salaried employee and as a self-employed worker.
She can be entitled to a full or partial maternity allowance, both according to her work as a salaried employee and her work as self-employed, only if she accumulated the coverage period in each type of work as specified in the conditions for entitledment and as prescribed by law.
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