Standing loan for purchasing a first vehicle or replacing a vehicle

1.   A person who, due to his disability, is entitled to a full or partial exemption from vehicle taxes under one of the following laws:
      Disability (Compensation and Rehabilitation Law), 5719-1959
      Police (Disabled and Killed) Law, 5715-1955
      Prison Service (Disabled and Killed) Law, 5720-1960
      Disabled in the War Against the Nazis Law, 5714-1954
      Pensions for Frontier Wounded, 5717-1956
      Compensation for Victims of Hostilities, 5730-1970

A person with limited mobility is entitled to permit any person to drive his vehicle, provided that he himself is in the vehicle at the time it is driven. At the request of the person with limited mobility, the National Insurance Institute is entitled to permit a relative or a caregiver to drive the vehicle, even if the person with limited mobility is not in the vehicle (auhorized driver).

A person (either relative or caregiver )who has a valid driving license, who has been authorized by the National Insurance Institute to drive the vehicle belonging to the person with mobility limitation ,and who lives with the person with mobility limitation in the same building or in a nearby building which is up to 500 meters from his home, or at a longer distance if these are the two closest buildings in the settlement.

Spouse; son, daughter and their spouse; father, mother, including adopting and step-parent; brother, sister; grandfather, grandmother; grandson, granddaughter.

A person who takes care of the person with mobility limitation for most hours of the day.

Two or more people with limited mobility can obtain a standing loan to cover the taxes on only one shared vehicle only if they are relatives (spouse, children and their spouses, parent, including an adoptive or step-parent, siblings, grandparents) and they meet one of the following conditions:

1.   If only one of them has a driver’s license, or neither of them has a driver’s license and they want a shared auhorized driver to drive for them, they must be living in the same apartment.
2.   If both of them have a driver’s license, they must be living in the same building.

A person (either relative or caregiver )who has a valid driving license, who has been authorized by the National Insurance Institute to drive the vehicle belonging to the person with mobility limitation ,and who lives with the person with mobility limitation in the same building or in a nearby building which is up to 500 meters from his home, or at a longer distance if these are the two closest buildings in the settlement.

A person with limited mobility who purchased a vehicle by means of a standing loan, who is receiving a mobility allowance and is entitled to benefits under the Mobility Agreement, is entitled to towing services without a replacement vehicle. The National Insurance Institute reports on entitlement to the towing company.

The towing company that currently provides coverage is MEMSI. The telephone number of the call center for towing services is 03-5641111.

A person with limited mobility may use the standing loan to buy any vehicle he chooses, provided that the vehicle contains all the accessories specified by the Medical Institute for Road Safety. The amount of the full standing loan will be the amount of the taxes applying to the determining vehicle (the type of vehicle and the engine size, according to which the standing loan is calculated), which is approved for a person with limited mobility, but no more than the amount of the taxes that apply to the vehicle that he purchased. The rate of the standing loan is determined by the percentage of mobility limitation and whether or not the person with limited mobility has a driver’s license. The determining vehicle is sometimes determined by a decision of the Medical Institute for Road Safety.

A vehicle of a size indicated in the mobility agreement, alongside the percentage of mobility limitation.

A person with limited mobility is entitled to a vehicle with special accessories if he meets the following conditions:

1. The medical committee or the medical appeals committee determined that he requires and uses a wheelchair.
2. The Medical Institute for Road Safety determined that the vehicle most suitable for him is a vehicle for special accessories.

A vehicle that may be entered while sitting in a wheelchair, or that may be driven while sitting in a wheelchair.

A person with limited mobility who believes that he cannot drive or use the vehicle authorized for him by the Mobility Agreement due to his physical limitations or his driving limitations, or who requires special accessories, must contact the Mobility Department at the branch handling his case and submit a letter requesting to be examined by the Medical Institute for Road Safety for the purpose of authorizing a special vehicle and special accessories that will meet his needs. This letter will be forwarded to the Medical Institute by the mobility claims officer. 

A standing loan for replacing a vehicle is given only after repayment of the previous standing loan, and only to a person with limited mobility who fulfills the conditions of the undertaking that he signed when he received the first standing loan. 

Anyone who receives a standing loan from the NII must repay it.

1. A person who repays a standing loan and receives a new standing loan.
2. A person who repays a standing loan and does not receive a new standing loan.

1.   Photocopy of a valid driver’s license (if you do not drive, please provide a photocopy of the driver’s license of the authorized driver);
2.   Signed undertaking;
3.   A person with limited mobility who has a driver’s license will also be required to sign a declaration.

1. Photocopy of a valid driver’s license;
2. Photocopy of valid comprehensive insurance policy.

The vehicle may not be encumbered, pledged, attached or used as collateral for any debt without the authorization of the National Insurance Institute. If he had not obtained prior authorization for these actions, the person with limited mobility will be required to refund the benefits he received under the Mobility Agreement.

The rates of additional depreciation change from time to time, and they are identical to the rates of additional depreciation to which Ministry of Defense disabled are entitled.