Work disability benefits - Deductions from the pension payments

-    Compulsory deductions
-    Deductions under the Health Insurance Law
-    Deductions from the benefit for the Israel Organization of Work Accidents – Disabled and Widows.

The National Insurance Institute may offset from the work disability pension a debt owed by the insured for insurance contributions or advances received by the insured on account of the pension or on account of other benefits, amounts paid to the insured erroneously or illegally, and alimony or child support due from him under a court judgment.

If a person received an income support benefit for the period of time in which he was entitled to receive a work disability pension retroactively, the National Insurance Institute may deduct from the work disability pension the amount of the income support benefit that he received for that period of time.

Deductions under the Health Insurance Law

Work disability pensions are subject to deduction of health insurance contributions. Up to the ^20^, the deduction is NIS 100 (as of 01.01.2012) . After that age, the deduction is NIS 189 (as of 01.01.2012) for an individual and NIS 274 (as of 01.01.2012) for a couple.

The following are exempt from the deduction of health insurance contributions from benefits:

1.   A married woman.
2.   Foreign residents or residents of the territories or the Palestinian Autonomy.
3.   Child up to 18 years of age.
4.   A soldier in compulsory service.
5.   A salaried employee or self-employed worker (up to retirement age).
6.   A person who is not working but is paying insurance contributions.
7.   A person receiving an early pension (except for a person with a 100% disability).
8.  A person who has reached ^20^ and who is not entitled to old-age pension because his income is over the income.

Deductions from the pension in favor of the Israel Organization of Work Accidents –  Disabled and Widows.  If a permanent degree of work disability has been established for someone, the National Insurance Institute may deduct from his pension membership dues in the Israel Organization of Work Accidents – Disabled and Widows, as well as payments to the Organization’s mutual assistance fund and payments for mutual life insurance arranged by the Organization. Objections to the deduction must be submitted in writing to the National Insurance Institute. The deduction will cease one month after receipt of such notification.