Insurance and Collection - Recipient of Old-Age or Survivors’ Pension

Recipients of old-age or survivors’ pension with income supplement will pay the minimum health insurance contribution of NIS 100 (as of 01.01.2012) deducted from their pension.

Recipients of old-age pension without income supplement will pay the minimum health insurance contribution of NIS 189 (as of 01.01.2012) per individual or NIS 274 (as of 01.01.2012) per couple, even if each of the spouses receives a separate pension. The minimum contribution is deducted from their pension. 

Income from other sources, such as income from pension or work as an employee or self-employed person, is exempt from health insurance contributions.

The employer of an employed person must pay national health insurance contributions for him to the work injury or bankruptcy branches. A self-employed person must pay national insurance contributions to the work injury branch.

Recipients of survivors’ pension who have reached retirement age and do not yet receive an old-age pension will pay health insurance contributions at a rate of NIS 189 (as of 01.01.2012) , deducted from their pensions. If they have income from work as employed or self-employed persons, they must pay insurance contributions on their income. However, the pension is exempt from payment of insurance contributions.

1) A person who is engaged in his/her occupation for at least an average of 20 hours a week; 2) A person whose average monthly income from his/her occupation is more 50% of the average wage; 3) A person who is engaged in his/her occupation for at least an average of 12 hours a week, and his/her average income is more than 15% of the average wage.