Disability Insurance

A monthly pension is paid to a person whose earning ability is reduced due to his disability. Benefits to disabled children, attendance allowance to severely disabled, and vocational guidance are also provided

Aid in diagnosis and vocational guidance for an insured person with a physical disability degree of at least 20% who is not capable, due to his/her disability, of working in his occupation or any other suitable occupation, if such a person requires vocational rehabilitation and is suitable for it; payment of rehabilitation allowance during vocational training (to those who do not receive disability pension or receive only a partial pension), as well as payment of tuition expenses, training equipment and travelling expenses to and from the training site.

In special cases, a grant is awarded to assist in the purchase of work equipment.

This allowance is paid to a person who is dependent on the help of another person for daily activities (mobility at home, dressing, washing up, eating, personal hygiene) or requires supervision to prevent a risk to his/her life or the life of those around him/her.

Severely disabled immigrants aged 18 to retirement age are entitled, under certain conditions, to a special benefit within 90 days of their immigration.

The benefit is composed of an attendance allowance and disability pension. For more details, apply to a local branch of the National Insurance Institute near the place of residence.

The age at which the insured person is eligible for old-age pension, conditional on means test. The age gradually rises until, at the end of the process, it will reach 67 for men and 64 for women.

A one-time grant to a spouse and in the absence of thereof to a child  (as defined by law) of a deceased recipient of disability pension. The sum of the grant is NIS 7,443 (as of 01.01.2008) .

 
A claim for the grant should be submitted within 12 months from the time that the reason for the claim was established

Child (including adopted or step-child),of insured person, or of insured person deceased as an Israeli resident,not yet 18 years of age.

A pension equivalent to 30%-120% of full individual pension for a single person (the sum of a full allowance for a single person is NIS 1,861 (as of 01.01.2008) . Benefit recipients of a pension for a disabled child for whom the maximum benefit rate was determined in relation to the severity of the impairment receive a pension increment of NIS 316 (as of 01.01.2008) . Families with two or more disabled children are entitled to a pension at an increased rate for each of their children

A child (as defined above) who is any one of the following :a)a child (from age 3)dependent on the help of others for the performance of everyday functions (dressing, eating, washing, personal hygiene, mobility in the home and the permanent presence of another ,as defined in the regulations) to a degree significantly greater than is normal for his age group; b)a child (from age of 91 days)in need of constant supervision; c)a child with a special impairment, that is: – ((from birth)Down’s Syndrome or a deterioration in hearing; – ((from age of 91 days)a vision impairment, autism, psychosis or a severe developmental retardation (the last until age 3). d) a child (from age of 91 days)in need of special medical treatment as defined in the regulations, due to a severe chronic disease.

Under the Act for the Compensation for Tinea Victims, as of January 1, 1995, people injured by radiation therapy for tinea (or their survivors) conducted in the period from 1.1.46 to 31.12.60 by a institution defined by law are eligible for payment.

A person suffering from one of the diseases specified by law, such as cancer of the head and neck, blood cancer, etc., is considered a victim.

The claim for payment should be submitted at a local branch of the National Insurance Institute near the place of residence. The Ministry of Health is responsible for determining eligibility and will inform the claimant whether his/her claim has been approved or rejected. Payment will be made by the National Insurance Institute.

Under the Act for the Compensation for Blood Transfusion (AIDS) Victims, people carrying the HIV virus as a result of blood transfusions or blood products given by a public medical service during the period of 31.12.81 to 1.1.87 are eligible for payment.

The law also applies to spouses and children if they carry the HIV virus due to contact with a carrier.

Determining eligibility is the responsibility of the Experts Committee of the Ministry of Health. Payments are made by the National Insurance Institute.