Deductions from pension payment


National insurance contributions, health insurance contributions and other deductions from the pension:

National insurance contributions

A widower is required to pay only the minimum national insurance contributions if he does not have income that is subject to insurance contributions (as a salaried employee, self-employed or income from sources other than work).

A widow is not required to pay national insurance contributions if she has no income  that is subject to insurance contributions (as a salaried employee, self-employed or income from sources other than work).

The following are exempt from payment of national insurance contributions:

  • A woman who works solely in her own household.
  • A person receiving a survivors’ pension who is also entitled to an old-age pension:

    - If he does not have income that is subject to insurance contributions (as a salaried employee, self-employed or income from sources other than work).
    - If he continues to work as a salaried employee or as self-employed, he must pay insurance contributions only to the Work Injury Department.
    - If he has reached the age of entitlement to an old-age pension.

Health insurance contributions 

Widows or widowers are required to pay health insurance contributions, which are deducted from their survivors’ pension at the minimum rate of NIS 104 (as of Jan 01, 2019) per month, if the pension recipient has no income that is subject to insurance contributions (as a salaried employee, self-employed or income from sources other than work).

Other deductions from the survivors’ pension 

The NII may deduct from a survivors’ pension that is paid to a widow or widower any debt for insurance contributions that were owed by the deceased spouse. The debt is deducted as instructed by the Insurance and Collection Department. The NII may also deduct from a survivors’ pension any amounts that were unlawfully paid to a widow or widower.