Disability - Pension rates

a.   A disabled person or disabled housewife for whom a degree of incapacity (to earn or to perform housekeeping tasks) of over 74% has been established is entitled to a full monthly disability pension. The full pension rate for an individual is NIS 2,267 (as of 01.01.2012) .

      A disabled person with a degree of incapacity of over 74%, who is living in an institution and whose medical disability is at least 50%, receives an additional monthly pension that ranges from NIS 244 (as of 01.01.2012) to NIS 360 (as of 01.01.2012) , in accordance with the percentage of medical disability established for him.

b.   A disabled person or disabled housewife for whom a degree of incapacity between 60% and 74% was established is entitled to a partial monthly disability pension according to the degree of incapacity. For example, a disabled person for whom a degree of earning incapacity of 60% of the full disability pension for an individual was established.

c.   A disabled person who has dependents entitled to an increment for them.

Spouse of an Israeli resident, whose income is up to 57% the average wage and child of an insured person (including foster and adopted child) up to age 18; if completing his studies at a post-elementary educational institution or if in a pre-military framework – up to age 20; if a volunteer in a year of service – up to age 21,unless enlists in the IDF immediately following his volunteer service – with no age limit; if serving in the IDF, except for the permanent army – up to age 22,,but for not longer than until the end of 36 months of service; a girl in the voluntary National Service and a person who postpones his military service due to studies – up to age 22.

Increment for a spouse and children (dependents)

An increment for children is only paid for the first two children.

A disabled housewife is entitled to an increment for her first two children, but not for her spouse.

The rate of the increment for a spouse is 50% of the basic pension paid to the disabled person (which does not include the additional pension and the increment for the dependents), this sum is NIS 1,133 (as of 01.01.2012) . The increment for each of the first two children is 40% of the basic pension paid to the disabled person or the disabled housewife, this sum is NIS 907 (as of 01.01.2012) .

Increments for dependents of persons with a partial degree of incapacity

Those whose income from employment is over 21% of the average wage, or over NIS 1,810 (as of 01.01.2012) , and a partial degree of incapacity has been determined for them, are entitled to a  full dependent’s increment.

Those whose income from employment is lower than 21% of the average wage, or lower than NIS 1,810 (as of 01.01.2012) , and a partial degree of incapacity has been determined for them, are entitled to a partial dependent’s increment, in accordance with their degree (for example, a person with a 60% degree of incapacity is entitled to an amount equivalent to 60% of the full dependent’s increment).

Receipt of the increment by the spouse

 

It is possible for the spouse to receive the increment directly to his or her bank account.

If you wish to receive the increment in this way, the spouse should write to the National Insurance Institute and indicate the name and address of the bank and the number of the bank account.

 Reduction of pension due to income (from employment or from other sources) for disabled people who receive an increment for dependents

If a disabled person or a disabled housewife has income and receives an increment for their dependents, the following amounts are deducted from their pensions:

1.   The entire amount of the income from sources other than employment.

2.   60% is deducted from the amount of income from employment that exceeds 40% of the average wage (NIS 3,448 (as of 01.01.2012) ).

In any case, the deduction for income is only made from the amount of the pension that exceeds the amount of the full pension for an individual (NIS 2,267 (as of 01.01.2012) ) and for a person who receives a pension increment, a deduction will only be made from the amount of the pension that exceeds the amount of a full pension for an individual + the amount of the pension increment.

Spouse of an Israeli resident, whose income is up to 57% the average wage and child of an insured person (including foster and adopted child) up to age 18; if completing his studies at a post-elementary educational institution or if in a pre-military framework – up to age 20; if a volunteer in a year of service – up to age 21,unless enlists in the IDF immediately following his volunteer service – with no age limit; if serving in the IDF, except for the permanent army – up to age 22,,but for not longer than until the end of 36 months of service; a girl in the voluntary National Service and a person who postpones his military service due to studies – up to age 22.