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Risk Pregnancy Benefit

Benefit paid to a working woman who is compelled to be absent from work during pregnancy due to medical risk to her or to the fetus - stemming from the pregnancy, or from the kind of work, the place of work or the way that the work is carried out, if no alternative work is found for her at the workplace. 

The benefit is designed to compensate the woman for the loss of her salary during the period of the bed rest due to risk pregnancy.

  Conditions of Eligibility
  How to submit a claim
  When to submit the claim
  Maximum period of entitlement
  Benefit rates
  Claim for payment of differentials on pregnancy bed rest benefits
Conditions of Eligibility                

1.   The expectant mother is a resident of Israel.

2.   She is a salaried employee or self-employed for whom insurance contributions have been paid for at least the last 6 of the 14 months that preceded the determining date  for the pregnancy bed rest - the date on which she stopped working due to the need for bed rest.

3.   She has authorization from an obstetrician-gynecologist for pregnancy bed rest. In any case, no benefits will be paid for a period exceeding two weeks prior to the date on which the applicant underwent the first medical examination in which it was determined that she requires bed rest.

4.   The first period of pregnancy bed rest may not be less than 30 days. If a break occurs in the bed rest, any additional period of bed rest may not be less than 14 days.

5.   She is not receiving payment for the period of pregnancy bed rest from any other entity. Following an amendment to the Maternity Insurance Law of September 6, 2007, an employee is not required to utilize her available sick-leave days. An employee who is entitled to the payment of pregnancy bed rest benefits from the National Insurance Institute, but prefers to utilize her sick leave days and receive compensation for them from her employer, waives her right to the benefit from the National Insurance Institute for the days paid to her by her employer.

6.   In any case, a doctor on behalf of the Institute is entitled to request clarifications and details in anything pertaining to the medical authorization.

7.   For women who travel abroad - A woman on pregnancy bed rest is not entitled to benefit from the moment she departs from the country.

                
How to submit a claim                

A claim for pregnancy bed rest benefit must be submitted to the National Insurance Institute closest to your place of residence on the Bed Rest Pregnancy Benefit Form along with the Pregnancy Bed Rest Medical Authorization Form, signed by an obstetrician-gynecologist.

The claim should be submitted after 30 days of pregnancy bed rest have elapsed.

                
When to submit the claim

The last date for submitting the claim form along with the medical authorization form is 12 months from the start of the pregnancy bed rest period.

Maximum period of entitlement

If pregnancy bed rest benefits were approved for an expectant mother for at least 30 consecutive days and the period of bed rest ended, and during the same pregnancy the expectant mother requires bed rest again, she is entitled to benefit for one or more additional period/s if she underwent at least 14 consecutive days of bed rest (in each period).

In order to receive benefit for an additional period of pregnancy bed rest, the expectant mother must submit the Medical Authorization for Pregnancy Bed Rest Benefit Form in which an obstetrician-gynecologist authorizes the additional period of pregnancy bed rest.

The last date for submitting the medical authorization form is 12 months from the start of the additional period of bed rest in that pregnancy.

You can report on the continuation or conclusion of a period of pregnancy bed rest by contacting the call center for notification of pregnancy bed rest. 

Benefit rates                

The rate of the daily benefit  is the lower of the following two amounts:

1. The basic amount divided by 30: NIS 282.50 (as of 01.01.2012) .

2. The expectant mother’s salary (liable to insurance contributions) during the quarter year that preceded cessation of work due to the pregnancy bed rest, divided by 90.

A cost-of-living increment is paid on these amounts, and national and health insurance contributions and income tax are deducted from them.

                
Claim for payment of differentials on pregnancy bed rest benefits                
                
 
 
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