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Work Injury

Work injury insurance is designed to compensate insureds who are injured at work for the loss of salary or income for the period of time after the injury during which they are unable to work. The injured person is also entitled to receive medical treatment for the results of his injury, free of charge. If the injured person remains disabled as a result of the injury, he is entitled to a pension or grant as decided by the medical committee before which he must appear. If the injured person dies as a result of the work injury, his dependent family members receive a pension or grant.

 

  Calculator of amount of work disability benefit (work disability pension or work disability grant)
  Weighted Disability Degree Calculator
  Who is Insured?
  What is a work injury?
  Medical treatment
  Injury allowance
  Work disability benefits
  Vocational rehabilitation for work-injured persons
  Financial benefits for severely disabled work-injured persons
  Benefits to dependents of a work injured person
  Obligation to pay insurance contributions
  Volunteers' benefits
  Appealing a decision of the National Insurance Institute
  Information Centers for Occupational Safety and Hygiene
  Tip on work injury benefits
Calculator of amount of work disability benefit (work disability pension or work disability grant)
Weighted Disability Degree Calculator                
                
Who is Insured?                

Below are the people who are covered by work injury insurance:

  Salaried employees (except for police, prison guards and security services employees).
    Self-employed workers, provided that they are registered with the National Insurance Institute.
      People undergoing vocational training or vocational rehabilitation (where approved in the National Insurance regulations).
      People who are being examined according to the Apprenticeship Law or the Employment Service Law (only during the examination).
      People who are training, according to the Emergency Labor Service Law.
      Prisoners, detainees or persons residing in an institution under the Youth Law, who are working at jobs that are not among the regular services at the place in which they are located.
         People whose salaries are determined by law, such as Members of Knesset. 

                
What is a work injury?                

A work injury that entitles the injured person to a work injury benefit is a work accident or occupational disease, as defined in the National Insurance Law.

                
Medical treatment                

An insured person who is injured at work (by a work accident or an occupational disease ) is entitled to medical treatment free of charge - for as long as he requires treatment as a result of the injury. In order to obtain the treatment, the employee must provide his health fund with a referral / request for medical treatment form, obtained from his employer. (The self-employed worker will receive this form from the health fund itself.) The type and extent of the medical treatment are determined by the health fund doctor treating the insured person.

                
Injury allowance                

An injury allowance is paid by the National Insurance Institute to an insured person who is injured at work (by a work accident or an occupational disease), and as a result of which he is unable to work either at his own job or at other suitable work (as certified by a doctor).

                
Work disability benefits                

A work disabled person - an insured whose capacity to work was diminished due to a work injury, and he is unable to perform the work that a person of his age and sex is able to perform - is entitled to submit a claim for a work disability pension. The claim will only be handled if a claim for an injury allowance was submitted previously and recognized as a work injury (a person who returned to work at the end of the period of time in which he was paid an injury allowance is also entitled to submit a claim).

 

                
Vocational rehabilitation for work-injured persons                
                
Financial benefits for severely disabled work-injured persons                
                
Benefits to dependents of a work injured person                

Paid to widow/er of a person who has passed away due to a work injury

                
Obligation to pay insurance contributions

a)       Employee – The employer is the one who is obligated to pay insurance contributions for his employee, and therefore the employee's right to benefit is not affected by his employer's debt in payment of national insurance contributions. If a person works for several employers, each employer must pay insurance contributions for this person as if he is the person's only employer.

b)       Self-employed worker – as well as hourly worker and worker in Israel whose employer is not an Israeli resident – The worker is obligated to pay insurance contributions. If he has a debt in insurance contributions, the NII may withhold a benefit from him or pay him a reduced benefit (in accordance with the amount of the debt and the period of delay in payment).

c)       Insureds as above who have reached retirement age as well as persons who are not Israeli residents – pay insurance contributions to the Work Injury branch only.

Volunteers' benefits

Volunteers who are injured in the course of and as a result of their volunteer activities, including an injury on the way to or from the place of volunteering, are entitled to volunteers' benefits which are the same amount as the work injury benefits.

Appealing a decision of the National Insurance Institute                
                
Information Centers for Occupational Safety and Hygiene
Tip on work injury benefits

While waiting for a decision on your claim for a work injury benefit, we suggest that you check your rights in the General Disability, Income Support or Survivor's insurance branches. The examination of your claim for a work injury benefit will not be affected by your entitlement to another benefit.

 
 
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