Compulsory National Insurance and Health Insurance


Every Israeli resident aged 18 and over is obliged under law to be insured by National Insurance and to pay the National Insurance contributions, except for a housewife (a married woman who is not employed outside the household) and for a person who first became an Israeli resident over the age determined by law (the age increases gradually from 60 to 62).

Every resident of Israel aged 18 and over is also obliged to be covered  by Health Insurance and to pay the health insurance contributions to the National Insurance Institute together with the national insurance contributions. A housewife is exempt from payment of health insurance, with the exception of a housewife who is an old-age pension recipient or whose spouse receives a supplement to his old-age pension. Every insured person must be registered in one of the sick funds and is entitled to the health services defined by law.

Payment rates of national insurance and health insurance are calculated according to the insuree's earned and unearned income, and according to his work status (employee, self-employed, unemployed, student, etc.). Payments will not be less than the minimum specified by law and will not be more than the maximum income ceiling for insurance contributions.

A person who does not work and has no income will pay the minimum insurance contribution of NIS 203 (as of Jan 01, 2024) per month.

An insured person is obligated to pay insurance contributions for any period he/she is temporarily absent from Israel.