A. Benefits exempt from payment of health insurance contributions
The following benefits are exempt from payment of health insurance contributions
B. Benefits that are subject to minimal health insurance contributions
In the case of persons who receive one of the following benefits and who do not have any other source of revenue minimal health insurance contributions of NIS 100 (as of 01.01.2012) is deducted from their benefit:
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General disability pension
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Work disability pension – up to retirement age
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Benefit for the family of a person whose death was caused by a work accident – up to retirement age
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Benefit for hostile action casualties
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Income support benefit
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Maintenance payments
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Survivors’ pension
Recipients of a benefit who have another source of income as a salaried employee or as a self-employed person, or income from a source other than gainful employment (pension, rental fee, etc.) are subject to health insurance contributions from income; their health insurance contribution will not be deducted from their benefit.
C. Wage-replacing benefits
In the case of persons who receive one of the following benefits, health insurance contributions are deducted from the benefit at the same rate as that paid by a salaried employee:
Unemployment benefit
Maternity allowance
Injury allowance
Military reserve benefit for salaried employees (personal claim)
D. Old-age pensions
Health insurance contributions are deducted from the old-age pension under the following rates:
The recipient of an old-age pension with an income supplement – pays a minimal amount of NIS 100 (as of 01.01.2012) .
The recipient of an old-age pension for an individual without an income supplement – pays NIS 189 (as of 01.01.2012) .
In the case of recipients of an old-age pension with an increment for their spouse or in the case of a couple both of whom are entitled to and actually receive an old-age pension, health insurance contributions are deducted from the husband’s pension at the rate of NIS 274 (as of 01.01.2012) .
A married woman who receives an old-age pension and whose husband is insured by the National Insurance Institute is exempt from payment of a health insurance contribution from her pension.
Please note:
Recipients of an old-age pension are exempt health insurance contributions from any other source of income.
E. Benefits from the Ministry of Defense and/or Ministry of Health
Wounded IDF veterans, widows and bereaved parents who receive a benefit from the Ministry of Defense as well as wounded veterans of the wars against the Nazis and victims of Nazi persecution who receive a benefit from the Ministry of Finance, are subject to the payment of minimal health insurance contributions of NIS 100 (as of 01.01.2012) , which is deducted from the benefit, on condition that the payee has no other source of income.
If they also receive a benefit from the National Insurance Institute, they are required to pay health insurance contributions only from the benefit they receive from the National Insurance Institute, under the rules enumerated here.
Recipients of a benefit from the Ministry of Finance and/or Ministry of Defense who have an income must pay their health insurance contributions on this income and are exempt from health insurance contribution from their benefit.