General Disability

​If you submitted a claim for a general disability pension, we will examine your medical condition as well as your capacity for work and earning ability

In the first stage we will examine your medical disability (degree of medical disability). If the medical disability is of the degree determined by law, we will proceed to the second stage, when we will examine whether your medical disability prevents you from working (either completely or partially), and then a disability degree will be determined for you.

The claimant is usually is summoned to appear personally before the Medical Board.

Stage A: determining the medical disability degree

The Medical Board determines your disability degree based on the list of medical impairments in the National Insurance Regulations. The list contains a predetermined disability percentage for each medical impairment.
For example: for someone whose leg was severed at the hip joint, the doctor will determine a medical disability degree of 80%, according to article 47 (6)(a) of the impairment list.
List of impairment and disability degree

Determining a disability degree for two or more medical impairments

If the examinee has several impairments, and the doctor determined degrees for each one separately, the overall disability degree will be determined according to a weighted calculation of the various medical disability degrees (and not as the accumulation of their sums).
For example: if the doctor determines a medical disability for two impairments thus:
The first in the back – 20%. The second in the leg – 10%.
The calculation is made thus:
20% for back (20% back disability calculated out of 100%)
8% for leg (10% leg disability calculated out of 80%. These are the remaining percentages left after the deduction of the 20% disability for the back out of the possible 100%).
A total of 28% weighted percentage

Medical impairments which are not taken into account when determining disability degree (“sifted impairments”):
In the list of there are medical impairments, that do not affect the work capacity or earning ability, meaning that they are taken into account when determining the overall disability degree.

For example: If someone has undergone the removal of two ribs from one side, and the doctor determined a medical disability of 10% for him according to impairment article 38(1)(b)(4), this percentage will not be taken into account when determining the overall disability degree (“sifted impairment”).

Stage B: determining incapacity degree

After a medical disability percentage has been determined for you, you will move to stage B to determine your degree of incapacity. In the process, a team consisting of, a doctor, a rehabilitation officer, and a claims officer examine to what extent does your medical disability influence your working capacity and your earning ability – your ability to return to your work or to work in another occupation (based on your education, physical fitness, and health).
There are four degrees of incapacity: 60%, 65%, 74% and 100%.
If, according to the doctor’s opinion, you are able to return to work full time or part time, you will be summoned to a meeting with a rehabilitation officer.

Determining a incapacity degree for women 

There are two tracks for examining women's incapacity degree: a “salaried employee” track and a “housewife” track. In determining the medical disability degree there is no difference between a woman examined in the salaried employee or housewife track.
In determining the incapacity degree for a housewife, we examine to what extent do housewife’s impairments impact her capacity to function in a regular household. The functioning of the housewife is examined in a special institute for functional assessment.

Appealing against the decision of the Medical Board before the Medical Appeals Board