Health Insurance Contributions

Under the State Health Insurance Law, every Israeli resident has health insurance coverage.

All Israeli residents aged 18 and over must pay health insurance contributions to the National Insurance Institute together with their national insurance contributions, except housewives (a married woman who does not work and whose spouse is insured).

All insured persons must be registered with one of the country’s health maintenance organizations (HMOs, known also as kupot holim), and may choose which HMO to join. The HMO must provide all insured persons with a standard Health basket as specified by law.

The amount of one's payment of national and health insurance contributions is calculated in accordance with the level of income from work and from other sources earne by the insured, and in accordance with his determined status:
  • Salaried employee
  • Self-employed person
  • A person who does not work