Pension deferral increment


This increment is paid in cases in which there was no entitlement to an old age pension due to income from work or when, due to income from work, the insured person is only entitled to a partial old age pension and he or she has waived to receive it.

The pension deferral increment is 5% of the pension (including the seniority increment) for each year the payment of the pension was deferred due to income from work, between retirement age and the age of entitlement to old-age pension.

Please note:

  • Assessment of eligibility based on income test is made between retirement age and the age of entitlement to old age pension.
  • Income test is performed upon the annual verification.
  • Whether you had filed a claim after reaching retirement age and it appeared that you were not entitled to the pension due to income from work, the years during which you were not eligible for the pension due to income from work will be taken into account regarding your entitlement to a pension deferral increment.
  • If the income exceeds the allowed amount of earnings and, as a result, you are not entitled to a pension, you cannot submit a claim.
    Your right to pension deferral increment is reserved for you at the time of submission of the claim.

To check your eligibility for and the amount of old age pension, use this simulator.