Deductions from pension payment


National and health insurance contributions, as well as other pension deductions are withdrawn from the pension.

National insurance contributions

A widower must pay national insurance contributions at the minimum rate if he doesn't earn income liable for insurance contributions (as salaried or self-employed worker, or non-work income earner). A widow is liable to pay national insurance contributions if she doesn't have income subject to insurance contributions (as salaried or self-employed worker, or non-work income earner).

Are exempted from paying national insurance contribution:

  • A woman working only in her own household.
  • An individual who is a survivors' pension recipient and also eligible for an old-age pension.
    - If he doesn't have income liable for national insurance contributions (as salaried or self-employed worker, or non-work income earner), he will be exempted from paying insurance contributions.
    - If he continues to work as an employee or self-employed, he will be liable to pay insurance contributions for the work injury insurance branch alone.
    - Those who reached the age of entitlement to an old-age pension, are exempted from insurance contributions.

Health insurance contributions

A widower or a widow are liable to pay health insurance contributions. The health insurance contributions are deducted from their survivors' pension at the minimum rate of NIS 116 (as of Jan 01, 2024) per month, when the pension recipient doesn't have incomes subject to insurance contributions (as salaried or self-employed worker, or non-work income earner).

Other deductions made from survivors pension

The National Insurance Institute may withdraw from the survivors' pension paid to the widower or widow, the insurance contributions arrears left by the deceased. This debt is debited by instruction of the Insurance and Collection Department. Besides, the Institute is allowed to deduct from the survivors' pension any payment made by mistake to the widower or widow.