For an insured who is a salaried employee or self-employed, injury allowance is calculated as follows: 75% of the income subject to insurance contributions, in the 3 full months preceding the first day of the month in which he stopped working due to the injury, or the month of injury up to the day it occurred and the two previous months, divided by 90 – whichever amount is higher – and up to the maximum injury allowance per day of NIS 1283.50 (as of Jan 01, 2025).
Income taken into account in the calculation of injury allowance:
- Salaried employee – The injury allowance will be calculated according to salary that is subject to the payment of insurance contributions, including overtime, premiums and grants (such as clothing allowance, vacation pay, 13th salary).
Please note that if you didn't receive a full salary during the 3 months that preceded the injury, we will examine the possibility of calculating the injury allowance as if you had received your full salary. To that end, you have to send us authorizations showing that you did not receive a full compensation for justified reasons (sick leave or vacation certificates and so forth). These certificates may be sent via the website. - Salaried employee who is also self-employed – If you were injured during work either as a salaried employee or self-employed, the injury allowance will be calculated according to your income from both professional activities.
Please note that your income as self-employed will be taken into account only if, at the time of the work injury, you were registered with the National Insurance as a self-employed worker, and paid insurance contributions on time. - Self-employed – The injury allowance is calculated according to your income in the current tax year.
- Partially incapacitated person – if you are a salaried employee or self-employed and, according to a medical authorization from a health maintenance organization (HMO), you sustained a partial work incapacity, and your working hours have been cut – you will be paid reduced injury allowances, for eight hours per day at most.
- If you were injured during vocational training or vocational rehabilitation – and in the three months preceding the injury, you also earned a work income as employee or self-employed, injury allowances will be calculated according to your income as salaried or self-employed worker, or according to half the average wage times 3 (income that was liable for insurance contributions fro vocational training) NIS 19974 (as of Jan 01, 2025)– whichever is the higher amount.
If you don't have any work income - work-injury benefit will be calculated based on half the average wage multiplied by 3 (income that was liable fro insurance contribution for vocational training) NIS 19974 (as of Jan 01, 2025).
Deductions from the work-injury allowance
Income tax and national insurance contributions and health insurance contributions are deducted from the injury allowance.
Differentials in injury allowance
A salaried employee who received wage differentials and additional compensations for the period preceding the payment of work-injury allowance, may be entitled to the payment of differentials in injury allowance in the following cases:
- The employer paid you during the 11 months following your injury at work an additional payment, such as: convalescence allowance, clothing, bonus, and provided that the amount of the payment is equal to or exceeds a quarter of the minimum wage - NIS 1562 (as of Apr 01, 2025)
- The employer paid you wage differentials, for the months preceding the date of your work injury, and based on which the work injury allowance was calculated.
Submitting a claim for differentials payment
To check your eligibility for severance pay, you can submit a claim online and attach pay stubs showing the additional payment made, within 12 months of receiving the payment from your employer.
If you have worked for more than one employer, you must submit pay stubs from each employer separately.