Income test for a person who has income from work only


as of Jan 01, 2021

For a person who has no spouse (single), or has a spouse who does not meet the definition of spouse under the Old-Age Insurance Law:

  • If your (gross) monthly income from work is less than NIS 6,014 - you may be entitled to a full old-age pension.
  • If your (gross) monthly income from work is more than NIS 6,014 but less than NIS 9,648  – you may be entitled to a partial old-age pension or not be entitled to any pension. It all depends on your accumulated periods of insurance contributions.
  • If your (gross) monthly income from work is more than NIS 9,648  – you are not entitled to an old-age pension. 

For a person who has a spouse under the Old-Age Insurance Law, and this spouse does not receive any pension from the NII:

  • If your (gross) monthly  income from work is less than NIS 8,019 - you may be entitled to a full old-age pension.
  • If your (gross) monthly income from work is more than NIS 8,019 but less than NIS 13,613  – you may be entitled to a partial old-age pension or not be entitled to any pension. It all depends on your accumulated periods of insurance contributions.
  • If your (gross) monthly income from work is more than NIS 13,613  – you are not entitled to an old-age pension.

For a person who has a spouse under the Old-Age Insurance Law, and this spouse receives a pension from the NII:

  • If your (gross) monthly income from work is less than NIS 8,019 - you may be entitled to a full old-age pension.
  • If your (gross) monthly income from work is more than NIS 8,019 but less than NIS 11,653  – you may be entitled to a partial old-age pension or not be entitled to any pension. It all depends on your accumulated periods of insurance contributions.
  • If your (gross) monthly income from work is more than NIS 11,653  – you are not entitled to an old-age pension.

For your information,
you can check your entitlement to an old-age pension based on your family composition and income by means of this simulator (Hebrew).